Expert Advice 

& 

Pre-Approvals

The first step in every home purchase is a Pre-Approval. A mortgage pre-approval is a more thorough investigation of your financial situation. It will provide you, the home buyer, with information regarding the value of the home that you can afford based on your income and savings, as well as the mortgage payments pertaining to a range of purchase prices.

After the pre-approval process, you’ll receive a conditional commitment in writing for a specified loan amount. This allows you to look for a home at or below that price level.

For more information on pre-approvals, 

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First-Time Home Buyer

Whether you are a first-time home buyer, or an experienced buyer, I would be happy to assess your current financial position and provide you with a no-obligation, pre-approved mortgage at no cost. You can simply get in touch with me and set up an appointment that’s convenient for you or get started now and complete a secure online application. 

For more information on options for first time home buyers, 

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Refinancing

Considering refinancing your home? Or maybe your circumstances have changed. I would be pleased to work with you to weigh the costs and benefits to ensure it makes financial sense and most importantly, that you come out ahead. Use one of my online mortgage and financing tools to calculate your affordability. 

For more information on refinancing options, 

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Renewal

If your mortgage is coming up for renewal, it’s important to start looking at your options. I can walk you through your options and negotiate the best rate on your behalf. And if we time it right and I consult with you at the time your mortgage comes up for renewal, I can ensure you get the best deal from your current or new lender. Take a look at the latest lender interest rates for your upcoming renewal. 

Is your mortgage up for renewal?  

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